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It all started several years ago when Armstrong signed up for an online dating site, met a guy, and "fell hard and fast" in her words.As Armstrong told "He talked about our future together. When my computer was later analyzed they found more than 7000 emails. There was always an excuse for why he couldn’t Skype.The Nigerian dating scams target the lonely and vulnerable.The most common comment of victims who think they have found the love of their life is "I can't believe I was so stupid!While online dating sites work hard to eliminate scammers from their sites, unfortunately some continue to be very deceptive and get past the fraud checks so it is important to be aware of what a potential scammer might attempt to do.Nobody wants to be scammed yet most people are not quite sure what to look out for.

The ABC understands she has recovered about 0,000, or 40 per cent of the money she transferred overseas.

They are offering the chance of finding true love and happiness, and there are plenty of takers!

However sooner or later, the vulnerable hearts receive requests that will ultimately lead to financial losses and heartbreak.

The standard scam story then starts to unfold as your online date suddenly has some sort of emergency in Nigeria or Ghana.

The stories may range from a businessman having an accident while in Nigeria for work to a helpless woman being stranded in Ghana; from asking for charity donations for Africa to a family member having a brain hemorrhage while in Africa.




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The most important papers in each section are marked with asterisks (**), and I recommend that you read these papers carefully in advance of the class meetings. Fama, “Agency problems and the theory of the firm,” Journal of Political Economy 88, 288-307 (1980).


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