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Many debt consolidation companies advertise themselves as nonprofit or faith-based organizations.

While there are many legitimate and well-meaning nonprofit and faith-based organizations, you should always check their credentials and, most importantly, their effectiveness.

Debt management is one of several debt-relief options for those who are struggling to keep up with a growing pile of bills each month.

When you sign up for a debt management plan, you pay a single company every month instead of all of your creditors individually.

A debt consolidation company may be able to help you pay off your debt more quickly and alleviate some of the stress associated with paying bills.

So if you have mounting unsecured debt (e.g., credit card bills, store cards, medical bills, student or personal loans, accounts in collection, etc.), working with a trusted debt consolidation company is something to consider.

Some charge a percentage of the payments made to the lenders.

Some keep the first one or two payments for "administration costs," which can cause the customer to be considered delinquent from the creditors' standpoint. Let's say you're facing ,000 in credit card debt.

If you’re already familiar with debt management and are ready to search for the best debt management companies, here is a sneak peek at the top companies revealed by my research: Like all debt-relief methods, debt management plans might not be suited for everyone, so it’s important to fully understand debt management to determine whether it’s right for you. I’ll provide a detailed description of debt management, and a deeper analysis later in this post.I would like to take this opportunity to welcome you to Debt Reduction Services Inc, our nonprofit organization that has been serving the public since 1996.We are happy that you have chosen us to help you get out of debt.We will do everything possible to guide you smoothly through the entire process.Of course, besides our multitude of educational avenues, we offer our debt management plans (dmps) for qualified candidates: repayment plans that enable our clients to pay off their unsecured debt often with the benefit of reduced interest, and eliminated late and over limit fees.




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Some plans require you to become delinquent on your accounts in order to enter into the program.


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